This background photo for the Facebook page, "Business Banter & Balderdash," is actually the culmination of four photos. The dark figure in the background was one photo; the vulture on his shoulder was a second photo; the man in the ocean with sharks chasing him was the third photo; and, the tornado in the distance was the fourth photo – just your typical business day. I used Photoshop to create this final image. All the images, I collected from bigstockphoto.com (I have a monthly subscription). If I couldn't put food on the table (or in the doggie bowls), I would still have to have a photo subscription to feed my addiction.